ICONOS FINALES-TRAZADOS

Error in the CIRBE

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How to remove incorrect data?

Error in the CIRBE

If your company appears in the Central Credit Register of the Bank of Spain (CIRBE) as a debtor by mistake, how can you claim for those data to be rectified by the banking entity?  

Well, first of all, you must go to the entity that provided that incorrect information (reporting entity) to the CIRBE to rectify or cancel the data it contains. To this end:

  • A claim must be submitted to the customer service of the entity with the reasons for the request and attaching the documentation that proves the error (for example, the loan cancellation deed).
  • The maximum period for the entity to respond is one month from the submission.

If the entity does not respond or does not agree to rectify, you must go to the Claims Service of the Bank of Spain (BE). From here:

  • The BE will transfer the request to the entity, which must respond within 15 business days if the interested party is a natural person or 20 business days if it is a legal entity.
  • If the banking entity agrees to the rectification, it must immediately inform the CIRBE.

If it does not rectify, a lawsuit must be filed to request the judicial declaration of the existence of the error, as well as its rectification by the banking entity. Likewise, if applicable, compensation may be requested for the possible damages caused by the incorrect data or for the violation of the right to honor.

 

Our professionals will help you request the rectification of incorrect data in the CIRBE and process the corresponding claims.

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DATA PROTECTION INFORMATION

Controller

ECONOMIC BUSINESS SYSTEMS CONSULTING, S.L.

Purposes

Management of and contact with users; The data requested through the contact form, sent by email or provided by telephone published on our website will be used to answer your enquiry and to send you information about our organisation and services. The consequences of not providing us with this data will be the impossibility of contacting you and providing a response to your request. You have the right to receive a response to any question, enquiry or clarification arising from this form or from the other means of contact published on the corporate website, by calling us, sending us an email or visiting our premises.

Legal basis

(Art. 6.1.a GDPR) Consent of the data subject; (Art. 6.1.f GDPR) Legitimate interest of the Data Controller or third parties. Organic Law on the Protection of Personal Data and the Guarantee of Digital Rights (LOPDGDD) 3/2018, Regulation (EU) 2016/679 on the protection of personal data

Retention

Other. We keep your data only for the time necessary to handle the information request or if there is any legal obligation or legitimate interest in this respect.

Recipients

We do not transfer your data to anyone, but we may allow its processing by third parties solely for technical, legal and/or service-provision reasons.

International transfers

There is no provision to carry out international transfers of your personal data

Rights & more info

the email nfernandez@ebserco.com or at our premises located at Calle Sant Pelegri, 109, 25300 Tàrrega (Lleida) Spain.

You can access the legal notice and the full information here

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